Bridge Loans
Fast, time-sensitive capital for real estate acquisitions, refinancing gaps, and transitional assets — structured with a clear exit strategy and nationwide coverage.
Overview
Bridge loans provide short-term capital to bridge the gap between a current financial need and a longer-term financing solution. Whether you're acquiring a property before selling another, closing on a time-sensitive deal, or need interim financing while securing permanent capital, our bridge loan programs are designed for speed, flexibility, and certainty of execution. We structure every bridge loan around a defined exit strategy — refinance, sale, or stabilization — ensuring both borrower and lender are aligned on the path to repayment. Available nationwide across all 50 states for commercial and residential investment properties.
Ideal For
- Investors acquiring properties before selling existing assets
- Time-sensitive acquisitions requiring rapid closing
- Borrowers transitioning from construction to permanent financing
- Properties in lease-up or stabilization requiring interim capital
- Refinancing gaps when permanent financing is delayed
- Auction purchases and foreclosure acquisitions
- Cross-collateralized portfolio transactions
Typical Structures & Terms
Flexible structures engineered around your timeline, asset, and exit strategy.
Acquisition Bridge
Short-term capital to close on a property purchase while arranging permanent financing or selling another asset. Typically 6–18 months with interest-only payments.
Refinance Bridge
Interim financing when existing debt is maturing and permanent financing isn't yet in place. Prevents forced sales and provides time to optimize the capital stack.
Value-Add Bridge
Capital for properties requiring light renovation or repositioning before qualifying for conventional financing. Includes rehab budget in the loan structure.
Lease-Up Bridge
Financing for newly constructed or recently renovated properties that need time to reach stabilized occupancy before qualifying for permanent debt.
Note Purchase Bridge
Capital to acquire distressed notes or non-performing loans, with the bridge providing time to work out the underlying asset.
Portfolio Bridge
Cross-collateralized bridge financing across multiple properties, allowing investors to leverage their entire portfolio for a single capital need.
Execution Process
A clear, structured path from inquiry to funding.
Submit Application
Provide property details, loan amount, timeline, and exit strategy. Our team reviews within 24 hours.
Term Sheet & Approval
Receive a preliminary term sheet with rates, terms, and conditions. Underwriting begins upon signed LOI.
Due Diligence
Property appraisal, title search, environmental review, and borrower qualification. Typically 5–10 business days.
Closing & Funding
Final documentation, closing, and funding. Bridge loans can close in as few as 7 days for qualified borrowers.
Exit Strategies
- Refinance into permanent conventional or agency debt
- Property sale after stabilization or value-add completion
- Recapitalization with equity partner or joint venture
- Payoff from proceeds of another asset sale
- Conversion to longer-term bridge or mezzanine financing
Compliance & Documentation
- Full KYC/AML verification required for all borrowers
- Property appraisal by licensed, independent appraiser
- Title insurance and environmental review (Phase I minimum)
- Proof of insurance (property, liability, and flood if applicable)
- Entity documentation (operating agreement, articles of organization)
- Personal guarantee may be required depending on structure
Ready to Apply?
Submit your application and our team will respond within 24–48 hours with next steps.
Start ApplicationSubmit Documents
Upload KYC, financial statements, and supporting materials securely.
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Schedule a confidential capital call to review your deal, timeline, and exit strategy.
Schedule a Capital CallRegulatory Disclaimer: Real estate financing information provided herein is for informational purposes only and does not constitute a commitment to lend, a loan approval, or a guarantee of financing. All loan applications are subject to credit approval, underwriting, and applicable federal and state lending laws including TILA, ECOA, RESPA, and the Dodd-Frank Act. Loan terms, rates, and availability are subject to change without notice. Real estate investments involve risk, including the possible loss of principal. Full legal disclosures →